There are THREE types of title insurance policies.

Here at A1A Beachside Title, we work with all of them. 

Even though we can work with all of them, the two main ones we work with are the Owner’s Policy and the Loan Policy.

Owner’s Policy 🏡: Protection for the new owner of the property/purchaser. Protects the new owner from bad title that a previous owner could have that had not been brought to light at time of closing or could not be found. This includes a person/company who claims to have a lien against the property.

Loan Policy 💵: Protection for the lender that issued the loan to the buyer so that they are covered in case of bad title.