Welcome to A1A Beachside Title

Why You Need Owner’s Title Insurance

These are just some of the hidden title risks that would not be disclosed by even the most meticulous title search, but are covered by an Owner’s policy of title insurance:

  1. Forgery
  2. Fraud in the execution of documents
  3. Undue influence on a grantor of a deed
  4. False impersonation by someone purporting to be the owner of the property
  5. Errors in surveys
  6. Undisclosed or missing heirs
  7. Wills not properly probated
  8. Misinterpretation of wills and trusts
  9. Mental incompetence of a grantor of a deed
  10. Transfer of title by a minor
  11. Heirs born after the execution of a will
  12. Incorrect legal descriptions
  13. Non-delivery of deeds
  14. Unsatisfied claims not shown on the record
  15. Deeds executed under expired or false powers of attorney
  16. Confusion due to similar or identical names
  17. Dower or courtesy rights of spouses of former owners
  18. Incorrect indexing of the land records
  19. Clerical errors in recording legal documents
  20. Delivery of deeds after the death of the Grantor

A1A Beachside Title

How Title Insurance Works

As property changes hands, mistakes and irregularities — often made long before you expressed interest in the property — can place your ownership in dispute. The seller may have…
…Avoided disclosure of using the property as collateral for an unpaid loan.
…Fraudulently claimed to be the sole owner.
…Failed to pay real estate taxes.
Even a simple mistake in the recording of legal documents, improper execution of legal instruments or the reappearance of undisclosed or missing heirs can result in the loss of your home.